I have been in debt for a while now, and my husband and I were just looking at how to make the needed payments in a given time. As we did this discussion, we realised that we had one of the biggest debts paid for already and with this in mind, we just took time to thank God for the free gift of life.
You see, when one has a debt, it lingers in their mind, it eats into their psych and will bother them until its paid.
The debt collectors would send letters informing of the legal actions to be taken, the deadlines etc. It was uncomfortable. However, it taught us a lesson. The devil is the debt collector, pointing out to people every wrong they have done and making them go into panic mode. Sin is a huge debt that man adopted by virtue of being born of man, but we have a redeemer - Christ.